One main financial personal loan interest rate

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One main financial personal loan interest rate

Ohio Neighborhood Finance, which operates lending businesses called Cashland, registered as a lender under the MLA in 2008. The company is not registered to make loans under the STLA. On December 5, 2008, Cashland loaned 500 to Rodney Scott. The loan agreement set up this payment schedule: One payment in the amount of 545. 16 due on 121908 (Payment Date). The repayment amount included a credit investigation fee, loan origination fee, and interest.

Scott did not repay the loan on December 19, and Neighborhood Finance filed suit in Elyria to recover the money. A magistrate concluded that Neighborhood Finance was using its lending status under the MLA to avoid the limitations established in the STLA, which the magistrate held should govern this loan. The municipal court adopted the magistrates decision. Neighborhood Finance appealed, but the Ninth District affirmed the lower courts ruling.

One main financial personal loan interest rate

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One main financial personal loan interest rate